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You have several options for managing or eliminating your debt. Our solution is the only one that can reduce your debt quickly and effectively, becoming debt free within 3 years or less. Review your choices below.
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Our Service : We provide a proven debt elimination plan that can reduce your debt quickly. Our Certified Debt Arbitrators will set up a monthly payment you can afford, negotiate a reduction in your debts, and design a debt-relief program to fit your situation and will assist you through the complete process. |
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Bankruptcy : In 2006, Congress passed a new bankruptcy law that made it difficult to file for bankruptcy. Bankruptcy stays on your credit for 10 years, but it can affect your credit for years after that. You should only consider bankruptcy as a last resort. |
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Consumer Credit Counseling : Consumer Credit Counseling Services (CCCS) work for the creditors. They seek to collect as much money as they can for the creditors and charge the consumer a fee for their service, often saying it is a “voluntary contribution”. CCCS does not reduce the total debt you owe. They try to reduce your interest rates and combine your payments into one. In some cases, this new payment can be greater than you combined payments were before entering their plan. |
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Debt Consolidation Loan : With a debt consolidation loan, you borrow money to fix a money-borrowing problem. Lenders offer these loans because they make money on them. A debt consolidation loan requires you to get a new loan to pay off your debt. These lenders usually require a credit check. This loan may reduce your monthly payment, but increases the balance and length of time that the debt will be paid off. |
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Do Nothing : This is not a reasonable option. To do nothing you will receive harassing calls and letters from the creditors and collection agencies for years to come. Doing nothing will negatively effect your credit for a very long time. |
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| US Credit Solutions will provide a monthly payment that you can afford and have you debt free quicker than any of your other choices. If you are ready to take back control of your financial life and reduce your financial stress, call us today and talk with a debt consultant. Feel free to ask any questions that you may have. |
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